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might be able to find insurance cheaper somewhere else but generally, we hear Verizon does a good job getting you back up and running quickly and are reasonable when it comes to claims. In other words, you can do a lot worse and we think Total Mobile Protection is a good option for Verizon customers who want that safety net. Sure, replacing an iPhone that you stepped on or dropped in your pool or toilet could run you up to $749, but when you're dropping $11 month on insurance only to then have to pay a deductible of $50 to $199 (unless it's an old-school flip phone, assume that price is going to be $199), and most insurance companies only let you file up to two claims per year. Also, if you tend to drop your phone and break the screen -- but nothing else -- insurance may not be worth it because screens can be surprisingly cheap to replace. Verizon offers a pretty good "phone insurance" program with their Total Mobile Protection. You might be able to find insurance cheaper somewhere else but generally, we hear Verizon does a good job getting you back up and running quickly and are reasonable when it comes to claims. In other words, you can do a lot worse and we think Total Mobile Protection is a good option for Verizon customers who want that safety net. Sure, replacing an iPhone that you stepped on or dropped in your pool or toilet could run you up to $749, but when you're dropping $11 month on insurance only to then have to pay a deductible of $50 to $199 (unless it's an old-school flip phone, assume that price is going to be $199), and most insurance companies only let you file up to two claims per year. Also, if you tend to drop your phone and break the screen -- but nothing else -- insurance may not be worth it because screens can be surprisingly cheap to replace. Verizon offers a pretty good "phone insurance" program with their Total Mobile Protection. You might be able to find insurance cheaper somewhere else but generally, we hear Verizon does a good job getting you back up and running quickly and are reasonable when it comes to claims. In other words, you can do a lot worse and we think Total Mobile Protection is a good option for Verizon customers who want that safety net. Sure, replacing an iPhone that you stepped on or dropped in your pool or toilet could run you up to $749, but when you're dropping $11 month on insurance only to then have to pay a monstrous $199 claim deductible -- is the value there? Lost, stolen or damaged phone replacements are provided by Wireless Phone Protection (WPP), which is insurance coverage underwritten by Liberty Insurance Underwriters Inc. (New York, NY) or one of its insurance company affiliates; in Florida, WPP includes coverage for post-warranty defects are provided through the Verizon Wireless Extended Warranty program; the obligor of the Extended Warranty program is Verizon Wireless Services, LLC. -- that relatively low monthly fee is only part of the cost you'll pay if your phone is damaged, lost or stolen. For each claim you file, you'll pay a monstrous $199 claim deductible -- is the value there? Lost, stolen or damaged phone replacements are provided by Wireless Phone Protection (WPP), which is insurance coverage underwritten by Liberty Insurance Underwriters Inc. (New York, NY) or one of its insurance company affiliates; in Florida, replacements for post-warranty defects (deductible applies). Asurion Insurance Services, Inc. (in California,









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